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What Pet Medical Costs Does The PHMA® Cover?

The Pet Health Matching Account (PHMA®) is the product you need to ensure that your pets’ current and future health care priorities can be addressed regardless of the price. The PHMA® is a pet medical savings plan designed exclusively to pay for veterinary expenses for all of the pets in your household. The PHMA® has six different monthly payment plans that can easily fit into any family’s budget, and its guaranteed monthly matching will provide you with access to up to an average of up to $2 or more in pet medical benefits to use on all of your pets’ expected or unexpected health needs for every $1 that you contribute towards your plan over time.

The Pet Health Matching Account (PHMA®) can be used to pay for most expenses incurred at Doctors of Veterinary Medicine offices. You can instantly access your current PHMA® pet medical benefits by presenting your PHMA® Medical Benefits ID Card directly at your vet’s office. Your veterinary providers will then verify both the eligibility of the service and that you have a sufficient amount of medical benefits available in your PHMA® plan to pay for this pet medical expense. No further action will need to be taken by the PHMA® participant at their veterinary providers.

Your PHMA® plan can be used to pay for your pets’ veterinary expenses up to your total amount of available PHMA® medical benefits in your plan at the time of the incurred pet medical expense. You can check the amount of your PHMA® pet medical benefits anytime either on your PHMA® Member Portal or PHMA® Mobile App.
The PHMA® is not pet health insurance.